Buying Your Home

Buying a home is an exciting time in one’s life. Choosing a REALTOR® is your first step to finding the right home to meet the needs or you and your family. We have the experience and qualifications to help you. We pride ourselves on repeat business and hope you’ll come to understand why.

As Your Agent, We Will:

  • Create a property search around what’s most important to you and answer any questions you might have regarding the local market area.
  • If you don’t already have one, recommend lenders for pre-approval to  help determine a realistic price range, strengthen your offer and lead to  a faster closing.
  • Search the MLS daily for new properties meeting your criteria.
  • Preview properties, schedule appointments and accompany you to  showings.
  • Analyze comparable property values and advise you on current market conditions.
  • Structure and prepare your offer. Review disclosures and loans with you.  Deliver the contract.
  • Negotiate skillfully and promote clear and frequent communication  among all parties.
  • Review title commitment, recommend home inspectors, facilitate lender approval and insurance coverage, and recommend attorneys or tax  professionals as needed.
  • Track dates and deadlines.
  • Accompany you on your final walk-through.
  • Act in good faith at all times.
  • Return all calls and emails promptly.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before it’s too late.
  • Determine a comfortable monthly budget for your new purchase,  including down payment and monthly payment.
  • Find a loan that meets your needs and get pre-qualified (pre-approved if  possible).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood/location best matches your needs.
  • Identify important features you require in your new home.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting,  preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, home  inspections, and other specific inspections (i.e. insects, mold, etc.) if  necessary.
  • Government fees include homeowner’s insurance, loan interest, real  estate property taxes, and occasionally private mortgage insurance.

ABOUT


Are Ready to Help You! Our Mission is to always serve the BEST interests of our clients in a fair, honest, ethical and professional manner. We dedicate our efforts to making a positive impact


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CONTACT



LEXINGTON: 810-359-5000
PORT SANILAC: 810-622-5000
BROWN CITY: 810-346-2700
CROSWELL: 810-679-2600